Area Yield Protection (AYP) is designed as a risk management tool to insure against widespread loss of production of the insured crop in a county. AYP is primarily intended for use by those producers whose farm yield tend to follow the average County Yield. AYP is county-based insurance product that pays the producer an indemnity in the event the Final County Yield falls below the Trigger Yield selected by the producer.

How Does It Work?

• Uses county yields based on National Agriculture Statistics Service (NASS) data
• Pays an indemnity if the Final County Yield is below the Trigger Yield

Coverage Level                                                                                                                                                                             AYP allows the producer to select a coverage level ranging from 65% up to 90% in 5% increments.

Premiums                                                                                                                                                                                   Per-acre premiums will depend on the county of the insured crop, practice, type, and the coverage levels and protection factors chosen by the produce. Higher coverage levels and protection factors result in higher premiums.

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