Prevented Planting

We know it has been a wet spring, and with that thought in mind, we wanted to provide the answers for our clients to some frequently asked questions regarding crops with prevented planting coverage.

Cover Crop Program

The Pandemic Cover Crop Program (PCCP), offered by USDA’s Risk Management Agency (RMA), reduces producers’ overall premium bills and helps them maintain their cover crop systems.

PACE Program

The PACE program provides insurance for conservation-minded corn farmers who split-apply nitrogen fertilizer.

Important Dates

Review crop, plan, sales closing, final planting, acreage reporting and billing for the states we serve.

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Prevented Planning in 2022

We know it has been a wet spring, and with that thought in mind, we wanted to provide the answers for our clients to some frequently asked questions regarding crops with prevented planting coverage. If you’re a current client with questions regarding this information, please see the details on our website and view the digital version of the Prevented Planting letter you should have received in the mail!

Highlights

  • As a reminder, the final plant date (FPD) for corn is June 5th. The FPD for soybeans is June 20th.
  • There are three options if you are prevented from planting by the FPD due to an insurable cause of loss.
  • Notice of prevented planting must be submitted within 72 hours after the FPD or within 72 hours of determining that planting will not happen within the LPP.

 

Pandemic Cover Crop Program

Agricultural producers who have coverage under most crop insurance policies are eligible for a premium benefit from USDA if they planted cover crops during this crop year. The Pandemic Cover Crop Program (PCCP), offered by USDA’s Risk Management Agency (RMA), reduces producers’ overall premium bills and helps them maintain their cover crop systems. Must be certified at FSA by March 15th.

Highlights

  • PCCP is part of USDA’s Pandemic Assistance for Producers initiative, a bundle of programs to bring financial assistance to farmers, ranchers, and producers who are feeling the impact of COVID-19 market disruptions.
  • PCCP is available for most insurance policies, including Whole Farm Revenue Protection beginning in 2022.

     

 

Post-Application Coverage Endorsement

The PACE program provides insurance for conservation-minded corn farmers who split-apply nitrogen fertilizer. The Post-Application Coverage Endorsement is the latest result of the RMA’s recent efforts to reward conservation and sustainable farming among American producers.

Highlights

  • The PACE sales closing date is March 15.
  • Provides protection for farmers who split-apply nitrogen and are unable to make in-season applications.
  • Split-applying nitrogen helps conserve natural resources and saves farmers money.

 

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Wathen Insurance

Timeline photosHave wet weather conditions slowed #plant22 progress in your area? Our in-house experts tackle what you need to know on prevented planting coverage in this new episode of FMH InsureCast: buff.ly/3wQSOgP ... See MoreSee Less

Farm Bill Programs

2021 Information

2022 updates coming soon!

Our Story

The Wathen Family Agency

Wathen Insurance was started in the fall of 1982 by Tom and Joyce Wathen. While running a corn and soybean farming operation themselves, the opportunity to help other producers with their risk management decisions was very intriguing and appealing to Tom and Joyce. With a great deal of Passion and genuine interest in their policyholders the Wathen agency grew beyond their expectations, which provided the next generation of the Wathen’s an opportunity to join the business.

Keeping the business in the family provides for excellent quality control while affording attention to detail. We look forward to providing personalized service for our customers in the pursuit of continued success and who knows maybe our next generation will build upon what we started. Thanking you all for our continued success and wishing you a most prosperous year!

 

 

It takes commitment to continually work to improve relationships amid the distractions of life and the work on a farm.

Federal Programs

Margin Protection Program

Margin Protection is a crop insurance coverage option that provides producers with coverage against an unexpected decrease in their operating margin caused by: Reduced county yields Reduced commodity prices Increased price of selected inputs Any combination of the…

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PRF Program

PASTURE, RANGELAND, FORAGE The Risk Management Agency (RMA) Pasture, Rangeland, and Forage (PRF) Pilot Insurance Program is designed to provide insurance coverage on your perennial pasture, rangeland, or forage acres. This innovative pilot program is based on…

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Area Yield Protection

Area Yield Protection (AYP) is designed as a risk management tool to insure against widespread loss of production of the insured crop in a county. AYP is primarily intended for use by those producers whose farm yield tend to follow the average County Yield. AYP is…

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Area Revenue Protection

Area Revenue Protection covers against loss of yield due to county production loss and loss of revenue due to a county level production loss, price decline, or combination of both.

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Yield Protection

Yield Protection (YP) and Actual Production History (APH) are multiple-peril crop insurance products that provide protection against losses in yield due to nearly all natural disasters.

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Revenue Protection

Revenue Protection (RP) and Revenue Protection with Harvest Price Exclusion (RPHPE) are multiple-peril crop insurance products that are based on the Commodity Exchange Price Provisions (CEPP) prices and protects against production loss, price decline or increase, or a combination of both.

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Supplemental Coverage Option

The Supplemental Coverage Option (SCO) is a county-level revenue-based or yield-based optional endorsement that covers a portion of losses not covered by the same crop’s underlying crop insurance policy.

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Enhanced Coverage Option

Similar to the Supplemental Coverage Option (SCO), the Enhanced Coverage Option (ECO) is a new crop insurance option that provides additional area-based coverage for a portion of the underlying crop insurance policy deductible.

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Livestock Risk Protection (LRP)

Livestock Risk Protection is designed to protect against declining market prices. A variety of coverage levels and insurance periods are offered that match the time the livestock would normally be marketed.

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Livestock Gross Margin (LGM)

Livestock Gross Margin Insurance provides protection against the loss of gross margin (market value of livestock, or livestock products, minus feed costs). LGM uses futures prices to determine the expected gross margin and the actual gross margin. The price a producer actually receives at market is not used in these calculations.

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Private Programs

RAMP

Revenue Accelerator Max Protection [RAMP] allows producers the opportunity to boost revenues at specific risk levels within their risk management plans. RAMPS supplements the insured’s MPCI coverage and is designed to help provide additional coverage for when…

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Crop Hail

Most hailstorms last three to five minutes. In that time, Mother Nature can deal a crushing blow to your crops, your profits, and the future of your farming operation. Remove that risk today with Crop Hail coverage from Farmers Mutual Hail. Crop Hail coverage provides…

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Replant

Replant Option (RO) provides the opportunity for an insured to supplement any replant payment received under the Multi-Peril Crop Insurance (MPCI) policy. RO may be sold in conjunction with MPCI coverage. 

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Wind

Wind with Extra Harvest Allowance is an optional Crop Hail endorsement that provides coverage for wind, green snap, and extra harvest expense for corn that has blown down due to wind damage. It covers ears that cannot be recovered because of flattening, bending, or breaking of the stalk.

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Band Coverage

At its core, BAND Coverage is a risk management tool that protects against shallow losses and provides reliable input cost recovery. A lower deductible translates to a higher trigger for the producer’s indemnity, providing support exactly when it is needed.

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Revenue Boost

Revenue Boost is a supplemental policy that pairs with most MPCI plans to provide higher coverage and protection to insureds. Want to protect more margin and build a stronger risk management plan? Ask your agent today about Revenue Boost.

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Wathen Insurance

5969 State Road 236
North Salem, Indiana
(800) 564-4088

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