Indiana Farm Expo

Visit us at the Indiana Farm Equipment & Technology Expo from December 14-16.

Important Dates

Review crop, plan, sales closing, final planting, acreage reporting and billing for the states we serve.

Farmers Mutual Hail Insurance Company
ADM Crop Risk Services
Rural Community Insurance Services

Our News & Events

Visit us at the Indiana Farm Expo

We will be at this year’s Indiana Farm Equipment and Technology Expo. The expo, which runs from December 14-16 in Westfield, IN, has always had an engaging, practical, free, seminar series. As the show returns to an in-person event in 2021, the seminars will present what technology will most impact farming operations in the next few years. 

Show Hours

Tuesday December 14  9am – 4pm

Wednesday December 15  9am – 4pm

Thursday  December 16  9am – 3pm


New Pandemic Cover Crop Program
Helps Producers Continue Cover Crop Systems

In a recent bulletin the USDA RMA announced crop insurance premium support for eligible producers to help maintain cover crop systems. RMA has created the Pandemic Cover Crop Program (PCCP) to combat the financial difficulties caused by the COVID-19 pandemic for many producers.

Eligible producers will receive $5 per acre in crop insurance premium support. FMH agents will see updated billing reflected on policies for those using the program.

Producer Program Requirements

  • Plant qualifying cover crop for 2021. 
    Contact FSA to determine qualifying cover crops.
  • Report cover crop acres to FSA by June 15, 2021.
    Cover crop fields reported to FSA must match what the producer reported to FMH for Federal crop insurance policies to receive the benefit.
  • Insure spring crop for 2021.


The Back 40 Call

Join the monthly webinar for insider ADM marketing insights on the 4th Tuesday of every month and an opportunity for Question & Answer with ADM Crop Risk Specialists.

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Interest Deferral on Crop Insurance Premiums

Interest Deferral on Crop Insurance Premiums

Farmers and ranchers are facing widespread drought conditions in many parts of the country, causing catastrophic damage to crops. The USDA Risk Management Agency (RMA) has announced flexibilities to help farmers through these challenging times. Farmers Mutual Hail...

The Importance of Your Farm Maintenance

The Importance of Your Farm Maintenance

Is your farm winterized? Do you have a safety checklist or a maintenance schedule? If not, here are some reasons you should.   Farm Maintenance and a Contingency Plan   No one wants to think about the risks associated with managing a farm, its crops, and its...

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3 days ago
Wathen Insurance

Timeline photosJoin the #ASNA Edge team for the January Marketing Meeting! Let our expert team help you work through the industry trends to see what strategies will work best for your operation. Sign up today!
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Farm Bill Programs

2021 Information

2022 updates coming soon!

Our Story

The Wathen Family Agency

Wathen Insurance was started in the fall of 1982 by Tom and Joyce Wathen. While running a corn and soybean farming operation themselves, the opportunity to help other producers with their risk management decisions was very intriguing and appealing to Tom and Joyce. With a great deal of Passion and genuine interest in their policyholders the Wathen agency grew beyond their expectations, which provided the next generation of the Wathen’s an opportunity to join the business.

Keeping the business in the family provides for excellent quality control while affording attention to detail. We look forward to providing personalized service for our customers in the pursuit of continued success and who knows maybe our next generation will build upon what we started. Thanking you all for our continued success and wishing you a most prosperous year!



It takes commitment to continually work to improve relationships amid the distractions of life and the work on a farm.

Federal Programs

Margin Protection Program

Margin Protection is a crop insurance coverage option that provides producers with coverage against an unexpected decrease in their operating margin caused by: Reduced county yields Reduced commodity prices Increased price of selected inputs Any combination of the…

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PRF Program

PASTURE, RANGELAND, FORAGE The Risk Management Agency (RMA) Pasture, Rangeland, and Forage (PRF) Pilot Insurance Program is designed to provide insurance coverage on your perennial pasture, rangeland, or forage acres. This innovative pilot program is based on…

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Area Yield Protection

Area Yield Protection (AYP) is designed as a risk management tool to insure against widespread loss of production of the insured crop in a county. AYP is primarily intended for use by those producers whose farm yield tend to follow the average County Yield. AYP is…

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Area Revenue Protection

Area Revenue Protection covers against loss of yield due to county production loss and loss of revenue due to a county level production loss, price decline, or combination of both.

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Yield Protection

Yield Protection (YP) and Actual Production History (APH) are multiple-peril crop insurance products that provide protection against losses in yield due to nearly all natural disasters.

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Revenue Protection

Revenue Protection (RP) and Revenue Protection with Harvest Price Exclusion (RPHPE) are multiple-peril crop insurance products that are based on the Commodity Exchange Price Provisions (CEPP) prices and protects against production loss, price decline or increase, or a combination of both.

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Supplemental Coverage Option

The Supplemental Coverage Option (SCO) is a county-level revenue-based or yield-based optional endorsement that covers a portion of losses not covered by the same crop’s underlying crop insurance policy.

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Enhanced Coverage Option

Similar to the Supplemental Coverage Option (SCO), the Enhanced Coverage Option (ECO) is a new crop insurance option that provides additional area-based coverage for a portion of the underlying crop insurance policy deductible.

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Livestock Risk Protection (LRP)

Livestock Risk Protection is designed to protect against declining market prices. A variety of coverage levels and insurance periods are offered that match the time the livestock would normally be marketed.

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Livestock Gross Margin (LGM)

Livestock Gross Margin Insurance provides protection against the loss of gross margin (market value of livestock, or livestock products, minus feed costs). LGM uses futures prices to determine the expected gross margin and the actual gross margin. The price a producer actually receives at market is not used in these calculations.

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Private Programs


Revenue Accelerator Max Protection [RAMP] allows producers the opportunity to boost revenues at specific risk levels within their risk management plans. RAMPS supplements the insured’s MPCI coverage and is designed to help provide additional coverage for when…

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Crop Hail

Most hailstorms last three to five minutes. In that time, Mother Nature can deal a crushing blow to your crops, your profits, and the future of your farming operation. Remove that risk today with Crop Hail coverage from Farmers Mutual Hail. Crop Hail coverage provides…

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Replant Option (RO) provides the opportunity for an insured to supplement any replant payment received under the Multi-Peril Crop Insurance (MPCI) policy. RO may be sold in conjunction with MPCI coverage. 

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Wind with Extra Harvest Allowance is an optional Crop Hail endorsement that provides coverage for wind, green snap, and extra harvest expense for corn that has blown down due to wind damage. It covers ears that cannot be recovered because of flattening, bending, or breaking of the stalk.

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Band Coverage

At its core, BAND Coverage is a risk management tool that protects against shallow losses and provides reliable input cost recovery. A lower deductible translates to a higher trigger for the producer’s indemnity, providing support exactly when it is needed.

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Revenue Boost

Revenue Boost is a supplemental policy that pairs with most MPCI plans to provide higher coverage and protection to insureds. Want to protect more margin and build a stronger risk management plan? Ask your agent today about Revenue Boost.

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Wathen Insurance

5969 State Road 236
North Salem, Indiana
(800) 564-4088

Office Hours

8 am – 5 pm



Drop Us a Line

Don’t be shy. Let us know if you have any questions!

Wathen Insurance

Farmers Mutual Hail Insurance Company
ADM Crop Risk Services
Rural Community Insurance Services