CROP INSURANCE

Important Dates

Wathen Insurance
5969 State Road 236
North Salem, Indiana
1-800-564-4088

Federal Programs

Post-Application Coverage Endorsement

Post-Application Coverage Endorsement

Overview The Post-Application Coverage Endorsement (PACE) provides supplemental coverage for producers who split-apply nitrogen to their corn crop. PACE will indemnify policyholders who commit to split-applying nitrogen fertilizer and subsequently find themselves...

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Livestock Gross Margin (LGM)

Livestock Gross Margin (LGM)

Livestock Gross Margin Insurance provides protection against the loss of gross margin (market value of livestock, or livestock products, minus feed costs). LGM uses futures prices to determine the expected gross margin and the actual gross margin. The price a producer...

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Livestock Risk Protection (LRP)

Livestock Risk Protection (LRP)

Livestock Risk Protection is designed to protect against declining market prices. A variety of coverage levels and insurance periods are offered that match the time the livestock would normally be marketed.

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Enhanced Coverage Option

Enhanced Coverage Option

The Enhanced Coverage Option (ECO) provides area-based coverage for a portion of the underlying crop insurance policy deductible. Overview of Enhanced Coverage Option (ECO): Similar to the Supplemental Coverage Option (SCO), the Enhanced Coverage Option (ECO) is a new...

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Supplemental Coverage Option

Supplemental Coverage Option

The Supplemental Coverage Option (SCO) is a county-level revenue-based or yield-based optional endorsement that covers a portion of losses not covered by the same crop’s underlying crop insurance policy. SCO can be elected only when a producer has purchased one of the...

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Margin Protection Program

Margin Protection Program

Margin Protection is a crop insurance coverage option that provides producers with coverage against an unexpected decrease in their operating margin caused by: Reduced county yields Reduced commodity prices Increased price of selected inputs Any combination of the...

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PRF Program

PRF Program

PASTURE, RANGELAND, FORAGE The Risk Management Agency (RMA) Pasture, Rangeland, and Forage (PRF) Pilot Insurance Program is designed to provide insurance coverage on your perennial pasture, rangeland, or forage acres. This innovative pilot program is based on...

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Area Yield Protection

Area Yield Protection

Area Yield Protection (AYP) is designed as a risk management tool to insure against widespread loss of production of the insured crop in a county. AYP is primarily intended for use by those producers whose farm yield tend to follow the average County Yield. AYP is...

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Area Revenue Protection

Area Revenue Protection

Area Revenue Protection covers against loss of yield due to county production loss and loss of revenue due to a county level production loss, price decline, or combination of both.

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Yield Protection

Yield Protection

Yield Protection (YP) and Actual Production History (APH) are multiple-peril crop insurance products that provide protection against losses in yield due to nearly all natural disasters.

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Private Programs

Revenue Boost

Revenue Boost

Revenue Boost is a supplemental policy that pairs with most MPCI plans to provide higher coverage and protection to insureds. Want to protect more margin and build a stronger risk management plan? Ask your agent today about Revenue Boost. What is Revenue Boost?...

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Band Coverage

Band Coverage

At its core, BAND Coverage is a risk management tool that protects against shallow losses and provides reliable input cost recovery. A lower deductible translates to a higher trigger for the producer’s indemnity, providing support exactly when it is needed. Loss...

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Replant

Replant

Replant Option (RO) provides the opportunity for an insured to supplement any replant payment received under the Multi-Peril Crop Insurance (MPCI) policy. RO may be sold in conjunction with MPCI coverage. 

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Wind

Wind

Wind with Extra Harvest Allowance is an optional Crop Hail endorsement that provides coverage for wind, green snap, and extra harvest expense for corn that has blown down due to wind damage. It covers ears that cannot be recovered because of flattening, bending, or...

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RAMP

RAMP

Revenue Accelerator Max Protection [RAMP] allows producers the opportunity to boost revenues at specific risk levels within their risk management plans. RAMPS supplements the insured's MPCI coverage and is designed to help provide additional coverage for when...

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Crop Hail

Crop Hail

Most hailstorms last three to five minutes. In that time, Mother Nature can deal a crushing blow to your crops, your profits, and the future of your farming operation. Remove that risk today with Crop Hail coverage from Farmers Mutual Hail. Crop Hail coverage provides...

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Farmers Mutual Hail Insurance Company
ADM Crop Risk Services
Rural Community Insurance Services