Grain being loaded into a trailer.

Revenue Protection (RP) and Revenue Protection with Harvest Price Exclusion (RPHPE) are multiple-peril crop insurance products that are based on the Commodity Exchange Price Provisions (CEPP) prices and protects against production loss, price decline or increase, or a combination of both. To determine the loss guarantee, RP will use the greater of the Projected or Harvest Price. RPHPE insures in the same way as RP, but uses only the Projected Price to determine the loss guarantee.

How Does It Work?

  • Establishes a minimum guarantee of revenue per acre
  • May select coverage with or without Harvest Price Exclusion
  • To determine the Revenue Guarantee, RP will use the greater of the Projected Price or Harvest Price. RPHPE will use only the Projected Price
  • For both plans, the indemnity payment is determined using the Harvest Price if revenue to count is less than final Revenue Guarantee, an indemnity is paid

Coverage Level

RP/RPHPE allows the producer to select a coverage level ranging from 50% up to
85% in 5% increments.

Insurance Units 

RP/RPHPE offers coverages for the following units:

  • Basic: All insurable acreage of the insured crop in the county in which you have a 100% crop share or owned by one person and operated by another person on a share basis.
  • Optional: A division of the basic unit structure if each optional unit is located in a separate section and there is a discernible break in the planting pattern and separate production records are proven.
  • Enterprise: Two or more sections with planted acres. See Basic Provisions for additional requirements.
  • Whole Farm: All insurable acreage of the insurable crops in the county. The insurable acreage must contain at least two or more crops.

Per-acre premiums will depend on the county of the insured crop, unit structure, the crop’s APH yield, and price elections. Higher coverage levels and higher elected prices result in higher premiums.

Additional Coverages

  • Late Planting Coverage: May provide additional time to plant crops when conditions prevent timely planting.
  • Prevented Planting: May allow for payments when insurable causes of loss prevent you from planting your crops.
  • Replant Provisions: May provide an additional payment for the extra expenses involved when it is practical to replant and the acreage qualifies.


Product Brochure

Comparison Chart